First Foundation Q2 net loss $7.7M; sells $858M CRE loans at 94% of par

First Foundation Inc.

2025-Q2 EPS reported -$0.01 revenue$17,520,000

Net loss of $7.7M ($0.09 loss per share); total revenue impact from loan transactions ($8.7M) after-tax.
Sold ~$858M principal CRE loans at avg price 94.0%; proceeds reduced $865M high-cost deposits.
Net interest margin improved to 1.68% (sixth consecutive quarter); cost of deposits fell to 2.95%.
ACL increased to 0.50% of total loans held for investment; net charge-offs only $0.1M.
Total risk-based capital ratio improved to 14.70% from 14.04% prior quarter.

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