{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-009988","form_type":"8-K","ticker":"TCBS","cik":"0001849466","company_name":"Texas Community Bancshares, Inc.","filed_at":"2025-08-01T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.345589+00:00","generated_at":"2026-05-17T21:55:35.951246+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Texas Community Bancshares Q2 net income $678K; best quarter since IPO","bullets":["Net income $678K for Q2 2025 vs $348K Q2 2024; H1 net income $1.3M vs loss of $2.3M last year.","Net interest income rose 5.8% to $6.5M H1 2025; FHLB advances reduced 30.9% to $49.2M.","Two large relationships (total $9.0M) placed on nonaccrual; past-due loans 3.71% of portfolio.","Repurchased 84,500 shares for $1.3M in H1 2025; shareholders' equity up 1.5% to $52.9M.","CEO cites five straight quarters of rising earnings; best quarter since IPO 4 years ago."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-009988","json":"https://secwatch.observer/filing/0001558370-25-009988.json","markdown":"https://secwatch.observer/filing/0001558370-25-009988.md","text":"https://secwatch.observer/filing/0001558370-25-009988.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1849466/000155837025009988/0001558370-25-009988-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1849466/000155837025009988/tcbs-20250801x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T21:55:35.951246+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}