{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-010723","form_type":"8-K","ticker":"IBOC","cik":"0000315709","company_name":"INTERNATIONAL BANCSHARES CORP","filed_at":"2025-08-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.034930+00:00","generated_at":"2026-05-17T18:33:28.487827+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"IBC Q2 2025 net income $100.1M ($1.61 EPS), up 3.2% YoY; first-half net income $197.0M","bullets":["Q2 diluted EPS of $1.61 vs $1.56 in Q2 2024; net income increased 3.2% YoY.","First-half 2025 net income $197.0M ($3.16 diluted EPS) vs $194.3M ($3.12) in prior year.","Total assets $16.5B at June 30, 2025, up from $15.7B at Dec 31, 2024.","Net loans ~$9.0B and deposits ~$12.5B, both increased from year-end 2024.","Net interest income growth offset by higher deposit costs; provision for credit losses decreased."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-010723","json":"https://secwatch.observer/filing/0001558370-25-010723.json","markdown":"https://secwatch.observer/filing/0001558370-25-010723.md","text":"https://secwatch.observer/filing/0001558370-25-010723.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/315709/000155837025010723/0001558370-25-010723-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/315709/000155837025010723/iboc-20250807x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T18:33:28.487827+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}