---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-25-010723"
form_type: "8-K"
ticker: "IBOC"
cik: "0000315709"
company_name: "INTERNATIONAL BANCSHARES CORP"
filed_at: "2025-08-07T23:59:59+00:00"
generated_at: "2026-05-17T18:33:28.487827+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# IBC Q2 2025 net income $100.1M ($1.61 EPS), up 3.2% YoY; first-half net income $197.0M

## Summary
- Q2 diluted EPS of $1.61 vs $1.56 in Q2 2024; net income increased 3.2% YoY.
- First-half 2025 net income $197.0M ($3.16 diluted EPS) vs $194.3M ($3.12) in prior year.
- Total assets $16.5B at June 30, 2025, up from $15.7B at Dec 31, 2024.
- Net loans ~$9.0B and deposits ~$12.5B, both increased from year-end 2024.
- Net interest income growth offset by higher deposit costs; provision for credit losses decreased.

## SEC filing metadata
- accession: 0001558370-25-010723
- form_type: 8-K
- ticker: IBOC
- cik: 0000315709
- company_name: INTERNATIONAL BANCSHARES CORP
- filed_at: 2025-08-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/315709/000155837025010723/0001558370-25-010723-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/315709/000155837025010723/iboc-20250807x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-25-010723
- JSON: https://secwatch.observer/filing/0001558370-25-010723.json
- Plain text: https://secwatch.observer/filing/0001558370-25-010723.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.