secwatch.observer — SEC 8-K summary
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Issuer:     INTERNATIONAL BANCSHARES CORP (IBOC)
CIK:        0000315709
Form:       8-K
Filed at:   2025-08-07T23:59:59+00:00
Accession:  0001558370-25-010723
Event type: earnings
Sentiment:  positive
Materiality: 0.50
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

IBC Q2 2025 net income $100.1M ($1.61 EPS), up 3.2% YoY; first-half net income $197.0M
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- Q2 diluted EPS of $1.61 vs $1.56 in Q2 2024; net income increased 3.2% YoY.
- First-half 2025 net income $197.0M ($3.16 diluted EPS) vs $194.3M ($3.12) in prior year.
- Total assets $16.5B at June 30, 2025, up from $15.7B at Dec 31, 2024.
- Net loans ~$9.0B and deposits ~$12.5B, both increased from year-end 2024.
- Net interest income growth offset by higher deposit costs; provision for credit losses decreased.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/315709/000155837025010723/0001558370-25-010723-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/315709/000155837025010723/iboc-20250807x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-25-010723

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer