John Deere Capital Reports Q3 Net Income Up 29% to $159M, Revenue Down 4%

DEERE JOHN CAPITAL CORP

• Q3 net income $159M, up 29% from $123M in 2024; year-to-date net income $442M, up 4%
• Q3 revenue $1,233M, down 4% from $1,284M; year-to-date $3,622M, down 1%
• Ending portfolio balance $58,372M at Q3 2025, down 4% from $60,845M
• Higher net income driven by lower administrative and operating expenses and lower provision for credit losses
• Deere & Company issued separate press release and earnings presentation on August 14, 2025