{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-011563","form_type":"8-K","ticker":"JCAP","cik":"0002046042","company_name":"Jefferson Capital, Inc. / DE","filed_at":"2025-08-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.903548+00:00","generated_at":"2026-05-17T13:38:39.070933+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Jefferson Capital Q2 revenue up 47% to $152.7M; collections +85% to $255.7M","bullets":["Net income rose 48% to $47.7M; pre-tax income up 82% to $62.0M.","ERC reached a record $2.9B, up 31% YoY; U.S. collections included $65.1M from Conn's portfolio.","Deployments totaled $125.3M; $257.3M locked in via forward flows; leverage improved to 1.76x.","Board declared $0.24/share quarterly dividend, payable Sept 4, 2025 to holders of record Aug 25."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-011563","json":"https://secwatch.observer/filing/0001558370-25-011563.json","markdown":"https://secwatch.observer/filing/0001558370-25-011563.md","text":"https://secwatch.observer/filing/0001558370-25-011563.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2046042/000155837025011563/0001558370-25-011563-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2046042/000155837025011563/jc-20250814x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T13:38:39.070933+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}