---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-25-011563"
form_type: "8-K"
ticker: "JCAP"
cik: "0002046042"
company_name: "Jefferson Capital, Inc. / DE"
filed_at: "2025-08-14T23:59:59+00:00"
generated_at: "2026-05-17T13:38:39.070933+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Jefferson Capital Q2 revenue up 47% to $152.7M; collections +85% to $255.7M

## Summary
- Net income rose 48% to $47.7M; pre-tax income up 82% to $62.0M.
- ERC reached a record $2.9B, up 31% YoY; U.S. collections included $65.1M from Conn's portfolio.
- Deployments totaled $125.3M; $257.3M locked in via forward flows; leverage improved to 1.76x.
- Board declared $0.24/share quarterly dividend, payable Sept 4, 2025 to holders of record Aug 25.

## SEC filing metadata
- accession: 0001558370-25-011563
- form_type: 8-K
- ticker: JCAP
- cik: 0002046042
- company_name: Jefferson Capital, Inc. / DE
- filed_at: 2025-08-14T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2046042/000155837025011563/0001558370-25-011563-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2046042/000155837025011563/jc-20250814x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-25-011563
- JSON: https://secwatch.observer/filing/0001558370-25-011563.json
- Plain text: https://secwatch.observer/filing/0001558370-25-011563.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.