secwatch.observer — SEC 8-K summary
======================================

Issuer:     Jefferson Capital, Inc. / DE (JCAP)
CIK:        0002046042
Form:       8-K
Filed at:   2025-08-14T23:59:59+00:00
Accession:  0001558370-25-011563
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Jefferson Capital Q2 revenue up 47% to $152.7M; collections +85% to $255.7M
---------------------------------------------------------------------------

- Net income rose 48% to $47.7M; pre-tax income up 82% to $62.0M.
- ERC reached a record $2.9B, up 31% YoY; U.S. collections included $65.1M from Conn's portfolio.
- Deployments totaled $125.3M; $257.3M locked in via forward flows; leverage improved to 1.76x.
- Board declared $0.24/share quarterly dividend, payable Sept 4, 2025 to holders of record Aug 25.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/2046042/000155837025011563/0001558370-25-011563-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/2046042/000155837025011563/jc-20250814x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-25-011563

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer