{"schema_version":"secwatch.filing_event.v1","accession":"0001559865-22-000042","form_type":"8-K","ticker":"EVTC","cik":"0001559865","company_name":"EVERTEC, Inc.","filed_at":"2022-11-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:51.147890+00:00","generated_at":"2026-06-22T13:46:06.032512+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"EVERTEC Q3 adjusted EPS $0.40 (-35% YoY); FY22 adjusted EPS guidance cut to $2.36-$2.47","bullets":["Revenue flat at $145.8M; GAAP net income $137.8M includes $135.6M gain from Popular Transaction.","Adjusted EBITDA fell 25% to $52.4M; margin down 12 pp to 35.9% due to FX remeasurement and higher costs.","Adjusted EPS $0.40 vs $0.62 prior year; excluding FX remeasurement would have been $0.53 (-15%).","FY22 adjusted EPS guidance lowered to $2.36-$2.47 (prior $2.74); effective tax rate raised to 17-18%.","Repurchased 1.19M shares for $37.3M; $102M remaining under buyback program."],"urls":{"canonical":"https://secwatch.observer/filing/0001559865-22-000042","json":"https://secwatch.observer/filing/0001559865-22-000042.json","markdown":"https://secwatch.observer/filing/0001559865-22-000042.md","text":"https://secwatch.observer/filing/0001559865-22-000042.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1559865/000155986522000042/0001559865-22-000042-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1559865/000155986522000042/evtc-20221102.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T13:46:06.032512+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3fd6b10a7e327c4b68dba2f2082622cc303c1f41","claim":"EVERTEC, Inc. reported the third quarter ended September 30, 2022 results: revenue $145.8 million, net income $137.8 million, EPS $2.06 per diluted share.","evidence_excerpt":"Revenue remained relatively flat at $145.8 million • GAAP Net Income attributable to common shareholders was $137.8 million or $2.06 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1559865/000155986522000042/0001559865-22-000042-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter ended September 30, 2022"},{"label":"Revenue","value":"$145.8 million"},{"label":"Net income","value":"$137.8 million"},{"label":"EPS","value":"$2.06 per diluted share"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}