{"schema_version":"secwatch.filing_event.v1","accession":"0001559865-25-000020","form_type":"8-K","ticker":"EVTC","cik":"0001559865","company_name":"EVERTEC, Inc.","filed_at":"2025-05-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.760310+00:00","generated_at":"2026-05-22T07:58:01.629127+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"EVERTEC Q1 revenue up 11% to $228.8M, EPS $0.50; raises full-year outlook","bullets":["Revenue $228.8M (+11% YoY); GAAP net income $32.7M (+105%); diluted EPS $0.50 (+108%).","Adjusted EBITDA $89.4M (+14%); margin 39.1% (+100 bps); adjusted EPS $0.87 (+21%).","Full-year outlook raised: constant currency revenue $903-911M (6.8-7.7% growth); adj. EPS $3.44-3.53.","Growth driven by merchant acquiring, Payments Puerto Rico, Latin America acquisitions, and Business Solutions.","Company reaffirms capex ~$85M and adjusted effective tax rate 6-7% for 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001559865-25-000020","json":"https://secwatch.observer/filing/0001559865-25-000020.json","markdown":"https://secwatch.observer/filing/0001559865-25-000020.md","text":"https://secwatch.observer/filing/0001559865-25-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1559865/000155986525000020/0001559865-25-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1559865/000155986525000020/evtc-20250507.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T07:58:01.629127+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}