{"schema_version":"secwatch.filing_event.v1","accession":"0001560672-24-000011","form_type":"8-K","ticker":"EARN","cik":"0001560672","company_name":"Ellington Credit Co","filed_at":"2024-03-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.612578+00:00","generated_at":"2026-06-05T02:37:46.754002+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"EARN reports Q4 net income $12.4M ($0.75/sh); book value $7.32; CLO portfolio grows to $17.4M","bullets":["Net income of $12.4M ($0.75 per share); Adjusted Distributable Earnings $4.6M ($0.27 per share).","Book value per share $7.32 as of Dec 31, 2023; net interest margin improved to 2.19% overall.","Debt-to-equity ratio decreased to 5.3:1 (adjusted) from 7.3:1 in prior quarter.","CLO portfolio grew fourfold to $17.4M; company rotating from RMBS to CLOs.","Agency RMBS outperformed hedges; CEO cites market rally and soft landing narrative."],"urls":{"canonical":"https://secwatch.observer/filing/0001560672-24-000011","json":"https://secwatch.observer/filing/0001560672-24-000011.json","markdown":"https://secwatch.observer/filing/0001560672-24-000011.md","text":"https://secwatch.observer/filing/0001560672-24-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1560672/000156067224000011/0001560672-24-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1560672/000156067224000011/earn-20240306.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T02:37:46.754002+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"974bc446665c1ea45ec6134ded13d4d136eb32ea","claim":"Ellington Credit Co reported quarter ended December 31, 2023 results: net income 12.4 million, EPS 0.75 per share.","evidence_excerpt":"Net income (loss) of $12.4 million, or $0.75 per share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1560672/000156067224000011/0001560672-24-000011-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended December 31, 2023"},{"label":"Net income","value":"12.4 million"},{"label":"EPS","value":"0.75 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}