---
schema_version: "secwatch.filing_event.v1"
accession: "0001560672-25-000016"
form_type: "8-K"
ticker: "EARN"
cik: "0001560672"
company_name: "Ellington Credit Co"
filed_at: "2025-02-04T23:59:59+00:00"
generated_at: "2026-05-27T03:27:18.624844+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Ellington Credit reports preliminary Q4 net loss per share $(0.08)-$(0.06); adjusted distributable earnings $0.26-$0.28

## Summary
- Book value per share $6.52-$6.54 as of Dec 31, including $0.24 dividends.
- Net loss per share $(0.08)-$(0.06); adjusted distributable earnings $0.26-$0.28 per share.
- Total shareholders' equity $195M; CLO portfolio $170M, MBS portfolio $510M.
- Capital allocation to CLOs increased to 72% from 58% as of Sept 30.
- Conversion to closed-end fund expected on or before April 1, 2025, approved by shareholders.

## SEC filing metadata
- accession: 0001560672-25-000016
- form_type: 8-K
- ticker: EARN
- cik: 0001560672
- company_name: Ellington Credit Co
- filed_at: 2025-02-04T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1560672/000156067225000016/0001560672-25-000016-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1560672/000156067225000016/earn-20250203.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001560672-25-000016
- JSON: https://secwatch.observer/filing/0001560672-25-000016.json
- Plain text: https://secwatch.observer/filing/0001560672-25-000016.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.