{"schema_version":"secwatch.filing_event.v1","accession":"0001560672-25-000025","form_type":"8-K","ticker":"EARN","cik":"0001560672","company_name":"Ellington Credit Co","filed_at":"2025-03-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.994180+00:00","generated_at":"2026-05-24T22:25:19.713049+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Ellington Credit Q4 net loss $2.0M; CLO portfolio grows 18%; conversion to RIC on track for April 1","bullets":["Net loss of $(2.0M), or $(0.07) per share; adjusted distributable earnings $7.8M ($0.27/share).","CLO portfolio grew 18% to $171.1M; capital allocation to CLOs increased to 72% from 58%.","Net interest margins: credit 8.54%, agency 3.24%; overall 5.07%.","Book value $6.53/share as of Dec 31, 2024; monthly dividend $0.08 reaffirmed.","Shareholders approved conversion to Delaware RIC closed-end fund; expected completion April 1, 2025; will sell remaining Agency MBS."],"urls":{"canonical":"https://secwatch.observer/filing/0001560672-25-000025","json":"https://secwatch.observer/filing/0001560672-25-000025.json","markdown":"https://secwatch.observer/filing/0001560672-25-000025.md","text":"https://secwatch.observer/filing/0001560672-25-000025.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1560672/000156067225000025/0001560672-25-000025-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1560672/000156067225000025/earn-20250312.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-24T22:25:19.713049+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}