---
schema_version: "secwatch.filing_event.v1"
accession: "0001560672-25-000028"
form_type: "8-K"
ticker: "EARN"
cik: "0001560672"
company_name: "Ellington Credit Co"
filed_at: "2025-03-20T23:59:59+00:00"
generated_at: "2026-05-24T10:11:19.805711+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Ellington Credit confirms April 1 conversion to Delaware closed-end fund

## Summary
- Conversion effective April 1, 2025, approved by Board and shareholders.
- Company to sell remaining Agency MBS pools and acquire additional CLOs post-conversion.
- Will operate under the Investment Company Act of 1940 as a registered closed-end fund.
- CEO Laurence Penn cites timing as potentially advantageous given market volatility.

## SEC filing metadata
- accession: 0001560672-25-000028
- form_type: 8-K
- ticker: EARN
- cik: 0001560672
- company_name: Ellington Credit Co
- filed_at: 2025-03-20T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1560672/000156067225000028/0001560672-25-000028-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1560672/000156067225000028/earn-20250320.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001560672-25-000028
- JSON: https://secwatch.observer/filing/0001560672-25-000028.json
- Plain text: https://secwatch.observer/filing/0001560672-25-000028.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.