---
schema_version: "secwatch.filing_event.v1"
accession: "0001560672-25-000058"
form_type: "8-K"
ticker: "EARN"
cik: "0001560672"
company_name: "Ellington Credit Co"
filed_at: "2025-05-20T23:59:59+00:00"
generated_at: "2026-05-20T23:58:56.298286+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Ellington Credit reports Q1 net loss $7.9M; CLO portfolio grows 46% to $250M

## Summary
- Net loss of ($7.9M) or ($0.23) per share; Adjusted Distributable Earnings of $0.26 per share.
- CLO portfolio grew 46% to $249.9M; capital allocation to CLOs increased to 81%.
- Book value per share $6.08 as of March 31, including $0.24/sh dividends paid.
- Completed conversion to closed-end fund on April 1, 2025; sold remaining Agency RMBS.
- Estimated NAV per share range $5.85-$5.91 as of April 30; declared $0.08/sh dividend.

## SEC filing metadata
- accession: 0001560672-25-000058
- form_type: 8-K
- ticker: EARN
- cik: 0001560672
- company_name: Ellington Credit Co
- filed_at: 2025-05-20T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1560672/000156067225000058/0001560672-25-000058-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1560672/000156067225000058/earn-20250520.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001560672-25-000058
- JSON: https://secwatch.observer/filing/0001560672-25-000058.json
- Plain text: https://secwatch.observer/filing/0001560672-25-000058.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.