{"schema_version":"secwatch.filing_event.v1","accession":"0001562463-22-000010","form_type":"8-K","ticker":"INBK","cik":"0001562463","company_name":"First Internet Bancorp","filed_at":"2022-01-19T23:59:59+00:00","discovered_at":"2026-05-14T18:04:06.997000+00:00","generated_at":"2026-06-27T17:12:31.863194+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Internet Bancorp Q4 2021 diluted EPS $1.25; record FY net income $48.1M","bullets":["Record full-year net income $48.1M, diluted EPS $4.82 vs $29.5M and $2.99 in 2020.","Q4 net income $12.5M ($1.25 EPS); adjusted $13.0M ($1.30) excl. IT contract fee and acquisition costs.","Net interest margin 2.30%, up 30 bps QoQ; total revenue $31.2M, +8.6% from Q3 2021.","Repurchased 100,000 shares at avg $44.36; book value per share $38.99, +3.7% QoQ.","Credit quality improved: nonperforming loans 0.26%, net recoveries $0.1M in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001562463-22-000010","json":"https://secwatch.observer/filing/0001562463-22-000010.json","markdown":"https://secwatch.observer/filing/0001562463-22-000010.md","text":"https://secwatch.observer/filing/0001562463-22-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1562463/000156246322000010/0001562463-22-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1562463/000156246322000010/inbk-20220119.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T17:12:31.863194+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}