{"schema_version":"secwatch.filing_event.v1","accession":"0001562463-23-000044","form_type":"8-K","ticker":"INBK","cik":"0001562463","company_name":"First Internet Bancorp","filed_at":"2023-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.400142+00:00","generated_at":"2026-06-16T12:48:37.966834+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Internet Bancorp Q1 net loss $1.3M, adjusted EPS $0.53; deposit growth $181M","bullets":["Net loss $1.3M ($0.14 EPS); adjusted net income $4.8M ($0.53 EPS) excluding $4.7M charge-off and $3.0M mortgage exit costs.","Deposits grew $181M (5.3% QoQ); uninsured deposits 26% of total; no new FHLB/Fed borrowings; borrowing capacity $628M.","Net interest margin fell to 1.76% (FTE 1.89%) from 2.09% in Q4 2022 due to higher deposit costs.","Nonperforming loans rose to 0.32% of total; ACL increased to 1.02%; net charge-offs $5.0M on one C&I participation loan.","Capital solid: CET1 10.35%, tangible common equity to assets 7.47%; repurchased 161,691 shares at avg $24.50."],"urls":{"canonical":"https://secwatch.observer/filing/0001562463-23-000044","json":"https://secwatch.observer/filing/0001562463-23-000044.json","markdown":"https://secwatch.observer/filing/0001562463-23-000044.md","text":"https://secwatch.observer/filing/0001562463-23-000044.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1562463/000156246323000044/0001562463-23-000044-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1562463/000156246323000044/inbk-20230426.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T12:48:37.966834+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1a3d602c61abe95b04d0bd24ab46116ef82af703","claim":"First Internet Bancorp reported the first quarter ended March 31, 2023 results: net income Net loss of $1.3 million, EPS diluted loss per share of $0.14.","evidence_excerpt":"Net loss of $1.3 million and a diluted loss per share of $0.14","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1562463/000156246323000044/0001562463-23-000044-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2023"},{"label":"Net income","value":"Net loss of $1.3 million"},{"label":"EPS","value":"diluted loss per share of $0.14"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}