{"schema_version":"secwatch.filing_event.v1","accession":"0001562463-23-000048","form_type":"8-K","ticker":"INBK","cik":"0001562463","company_name":"First Internet Bancorp","filed_at":"2023-05-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.400383+00:00","generated_at":"2026-06-15T21:53:38.201547+00:00","sec_items":["2.02","2.06","7.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Internet Bancorp adds $2.2M charge-off, posts Q1 net loss $3.0M; deposits up 5%","bullets":["Additional partial charge-off of $2.2M on a participation loan; total impairment of $6.9M.","Q1 net loss of $3.0M, diluted EPS loss $0.33; shareholders' equity $355.6M.","Deposit balances of $3.8B as of Apr 30, up $182.2M (5.0%) from Mar 31.","Loans-to-deposits ratio 95.5% at Apr 30, down from 99.6% at Mar 31.","Nonperforming loans to loans 0.26%, nonperforming assets to assets 0.19%."],"urls":{"canonical":"https://secwatch.observer/filing/0001562463-23-000048","json":"https://secwatch.observer/filing/0001562463-23-000048.json","markdown":"https://secwatch.observer/filing/0001562463-23-000048.md","text":"https://secwatch.observer/filing/0001562463-23-000048.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1562463/000156246323000048/0001562463-23-000048-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1562463/000156246323000048/inbk-20230503.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-15T21:53:38.201547+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5622508da9adcc2e7767a91c04645c590ef1233f","claim":"First Internet Bancorp reported the first quarter ended March 31, 2023 results: net income net loss for the first quarter was $3.0 million, EPS diluted loss per share was $0.33.","evidence_excerpt":"After accounting for the additional partial charge-off, our net loss for the first quarter was $3.0 million and diluted loss per share was $0.33.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1562463/000156246323000048/0001562463-23-000048-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2023"},{"label":"Net income","value":"net loss for the first quarter was $3.0 million"},{"label":"EPS","value":"diluted loss per share was $0.33"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"a2490f9386624608a4b6e5454a17bf59196471fe","claim":"First Internet Bancorp announced a impairment.","evidence_excerpt":"The information set forth in Item 2.02 above regarding the material impairment resulting from the additional partial charge-off of the participation loan is incorporated into this Item 2.06 by reference. We do not expect any future cash expenditures related to the impairment.","evidence_source":"SEC 8-K Item 2.05/2.06","evidence_url":"https://www.sec.gov/Archives/edgar/data/1562463/000156246323000048/0001562463-23-000048-index.htm","confidence":0.9,"family_label":"Restructurings & Charges","details":[{"label":"Type","value":"impairment"}],"fact_type":"restructuring_charge"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}