{"schema_version":"secwatch.filing_event.v1","accession":"0001562463-23-000100","form_type":"8-K","ticker":"INBK","cik":"0001562463","company_name":"First Internet Bancorp","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.334910+00:00","generated_at":"2026-06-13T02:19:50.083643+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"First Internet Bancorp Q2 EPS $0.44; deposits up 6.4% QoQ; NIM narrows to 1.53%","bullets":["Net income $3.9M, diluted EPS $0.44; deposit growth $232M (+6.4% QoQ).","Net interest margin 1.53% (down 23bps QoQ) due to higher deposit costs; FTE NIM 1.64%.","Nonperforming loans fell to 0.17% of total ($6.2M) from 0.26% linked quarter.","Repurchased 203k shares at avg $13.52; tangible book value per share $39.85 (+1.6% QoQ).","Noninterest income up 7.8% QoQ to $5.9M, driven by SBA loan sale gains of $4.9M."],"urls":{"canonical":"https://secwatch.observer/filing/0001562463-23-000100","json":"https://secwatch.observer/filing/0001562463-23-000100.json","markdown":"https://secwatch.observer/filing/0001562463-23-000100.md","text":"https://secwatch.observer/filing/0001562463-23-000100.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1562463/000156246323000100/0001562463-23-000100-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1562463/000156246323000100/inbk-20230726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:19:50.083643+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"eafec14c1abd2b2b05b43b16605a79ca064b15f1","claim":"First Internet Bancorp reported second quarter ended June 30, 2023 results: net income Net income of $3.9 million, EPS diluted earnings per share of $0.44.","evidence_excerpt":"Net income of $3.9 million and diluted earnings per share of $0.44","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1562463/000156246323000100/0001562463-23-000100-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter ended June 30, 2023"},{"label":"Net income","value":"Net income of $3.9 million"},{"label":"EPS","value":"diluted earnings per share of $0.44"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}