{"schema_version":"secwatch.filing_event.v1","accession":"0001562463-23-000110","form_type":"8-K","ticker":"INBK","cik":"0001562463","company_name":"First Internet Bancorp","filed_at":"2023-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.531470+00:00","generated_at":"2026-06-09T10:36:07.561555+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Internet Bancorp Q3 net income $3.4M; NIM 1.39%, deposits up 5.9% QoQ","bullets":["Net income $3.4M ($0.39 diluted EPS); NIM fell to 1.39% from 1.53% QoQ on higher deposit costs.","Deposits grew $229.2M (+5.9% QoQ), loans +$88.2M (+2.4% QoQ); loans/deposits ratio 91.5%.","SBA lending gain on sale $5.6M (+14.4% QoQ); ranked 9th most active 7(a) lender nationally.","Nonperforming loans stable at 0.16% of total loans; net charge-offs $1.5M (0.16% annualized).","Repurchased 97,834 shares at avg $18.29; tangible book value $39.57, down from $39.85."],"urls":{"canonical":"https://secwatch.observer/filing/0001562463-23-000110","json":"https://secwatch.observer/filing/0001562463-23-000110.json","markdown":"https://secwatch.observer/filing/0001562463-23-000110.md","text":"https://secwatch.observer/filing/0001562463-23-000110.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1562463/000156246323000110/0001562463-23-000110-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1562463/000156246323000110/inbk-20231025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T10:36:07.561555+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"61541738427d36d10b32b33715aec6eb51863f27","claim":"First Internet Bancorp reported the third quarter ended September 30, 2023 results: net income Net income of $3.4 million, EPS diluted earnings per share of $0.39.","evidence_excerpt":"On October 25, 2023, First Internet Bancorp (the \"Company\") issued a press release announcing its financial results for the quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1562463/000156246323000110/0001562463-23-000110-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter ended September 30, 2023"},{"label":"Net income","value":"Net income of $3.4 million"},{"label":"EPS","value":"diluted earnings per share of $0.39"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}