{"schema_version":"secwatch.filing_event.v1","accession":"0001562463-24-000011","form_type":"8-K","ticker":"INBK","cik":"0001562463","company_name":"First Internet Bancorp","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.617390+00:00","generated_at":"2026-06-06T19:16:04.285248+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Internet Bancorp Q4 net income rises 21.5% sequentially; NIM expands 19 bps","bullets":["Q4 net income $4.1M ($0.48 diluted EPS) up 21.5% from Q3; full year net income $9.9M ($1.17 EPS).","Net interest margin expanded 19 bps to 1.58% (FTE 1.68%) on higher loan and security yields.","Loans grew $105.2M (2.8%) to $3.8B, led by franchise finance, SBA, C&I, and construction.","Nonperforming loans rose to 0.26% from 0.16% linked quarter; net charge-offs 0.12% of avg loans.","Repurchased 40k shares at avg $18.78 in Q4; 502,525 shares repurchased in 2023 at avg $18.40."],"urls":{"canonical":"https://secwatch.observer/filing/0001562463-24-000011","json":"https://secwatch.observer/filing/0001562463-24-000011.json","markdown":"https://secwatch.observer/filing/0001562463-24-000011.md","text":"https://secwatch.observer/filing/0001562463-24-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1562463/000156246324000011/0001562463-24-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1562463/000156246324000011/inbk-20240124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:16:04.285248+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1ce2d8e60d8dc8d4259e307eac046e63c7ea3b66","claim":"First Internet Bancorp reported financial results for quarter and year ended December 31, 2023.","evidence_excerpt":"On January 24, 2024, First Internet Bancorp (the \"Company\") issued a press release announcing its financial results for the quarter and year ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1562463/000156246324000011/0001562463-24-000011-index.htm","confidence":0.89,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter and year ended December 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}