{"schema_version":"secwatch.filing_event.v1","accession":"0001562463-24-000081","form_type":"8-K","ticker":"INBK","cik":"0001562463","company_name":"First Internet Bancorp","filed_at":"2024-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.793426+00:00","generated_at":"2026-05-30T11:05:10.116734+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Internet Bancorp Q3 net income $7.0M (+21% QoQ), EPS $0.80; record SBA gain-on-sale revenue","bullets":["Net income $7.0M, diluted EPS $0.80, up 21% and 19.4% QoQ, respectively.","Net interest income $21.8M; net interest margin 1.62% (FTE 1.70%).","Noninterest income $12.0M (+9% QoQ); record SBA gain-on-sale revenue from national platform.","Loan growth $74.7M (+1.9% QoQ), deposit growth $523.8M (+12.3% QoQ); loan-to-deposit ratio 84.1%.","Tangible book value per share $43.89 (+3.6% QoQ, +10.9% YoY); CET1 ratio 9.37%."],"urls":{"canonical":"https://secwatch.observer/filing/0001562463-24-000081","json":"https://secwatch.observer/filing/0001562463-24-000081.json","markdown":"https://secwatch.observer/filing/0001562463-24-000081.md","text":"https://secwatch.observer/filing/0001562463-24-000081.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1562463/000156246324000081/0001562463-24-000081-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1562463/000156246324000081/inbk-20241023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T11:05:10.116734+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}