---
schema_version: "secwatch.filing_event.v1"
accession: "0001562463-24-000081"
form_type: "8-K"
ticker: "INBK"
cik: "0001562463"
company_name: "First Internet Bancorp"
filed_at: "2024-10-23T23:59:59+00:00"
generated_at: "2026-05-30T11:05:10.116734+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Internet Bancorp Q3 net income $7.0M (+21% QoQ), EPS $0.80; record SBA gain-on-sale revenue

## Summary
- Net income $7.0M, diluted EPS $0.80, up 21% and 19.4% QoQ, respectively.
- Net interest income $21.8M; net interest margin 1.62% (FTE 1.70%).
- Noninterest income $12.0M (+9% QoQ); record SBA gain-on-sale revenue from national platform.
- Loan growth $74.7M (+1.9% QoQ), deposit growth $523.8M (+12.3% QoQ); loan-to-deposit ratio 84.1%.
- Tangible book value per share $43.89 (+3.6% QoQ, +10.9% YoY); CET1 ratio 9.37%.

## SEC filing metadata
- accession: 0001562463-24-000081
- form_type: 8-K
- ticker: INBK
- cik: 0001562463
- company_name: First Internet Bancorp
- filed_at: 2024-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1562463/000156246324000081/0001562463-24-000081-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1562463/000156246324000081/inbk-20241023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001562463-24-000081
- JSON: https://secwatch.observer/filing/0001562463-24-000081.json
- Plain text: https://secwatch.observer/filing/0001562463-24-000081.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.