{"schema_version":"secwatch.filing_event.v1","accession":"0001562463-25-000017","form_type":"8-K","ticker":"INBK","cik":"0001562463","company_name":"First Internet Bancorp","filed_at":"2025-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.997876+00:00","generated_at":"2026-05-27T19:25:44.147506+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Internet Bancorp Q4 net income $7.3M (+4.9% QoQ); FY net income $25.3M (+200% YoY)","bullets":["Q4 diluted EPS $0.83 (+3.8% QoQ); net interest margin 1.67% (+5 bps).","Q4 loan growth $134.8M (3.3%); deposit growth $135.5M (2.8%).","Full-year net interest income $87.4M (+16.7%); loan growth 8.6%, deposit growth 21.3%.","Nonperforming loans to total loans 0.68%; net charge-offs to average loans 0.91%.","Tangible book value per share $43.77; CET1 ratio 9.30%."],"urls":{"canonical":"https://secwatch.observer/filing/0001562463-25-000017","json":"https://secwatch.observer/filing/0001562463-25-000017.json","markdown":"https://secwatch.observer/filing/0001562463-25-000017.md","text":"https://secwatch.observer/filing/0001562463-25-000017.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1562463/000156246325000017/0001562463-25-000017-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1562463/000156246325000017/inbk-20250122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T19:25:44.147506+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}