---
schema_version: "secwatch.filing_event.v1"
accession: "0001562463-25-000017"
form_type: "8-K"
ticker: "INBK"
cik: "0001562463"
company_name: "First Internet Bancorp"
filed_at: "2025-01-22T23:59:59+00:00"
generated_at: "2026-05-27T19:25:44.147506+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# First Internet Bancorp Q4 net income $7.3M (+4.9% QoQ); FY net income $25.3M (+200% YoY)

## Summary
- Q4 diluted EPS $0.83 (+3.8% QoQ); net interest margin 1.67% (+5 bps).
- Q4 loan growth $134.8M (3.3%); deposit growth $135.5M (2.8%).
- Full-year net interest income $87.4M (+16.7%); loan growth 8.6%, deposit growth 21.3%.
- Nonperforming loans to total loans 0.68%; net charge-offs to average loans 0.91%.
- Tangible book value per share $43.77; CET1 ratio 9.30%.

## SEC filing metadata
- accession: 0001562463-25-000017
- form_type: 8-K
- ticker: INBK
- cik: 0001562463
- company_name: First Internet Bancorp
- filed_at: 2025-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1562463/000156246325000017/0001562463-25-000017-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1562463/000156246325000017/inbk-20250122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001562463-25-000017
- JSON: https://secwatch.observer/filing/0001562463-25-000017.json
- Plain text: https://secwatch.observer/filing/0001562463-25-000017.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.