secwatch.observer — SEC 8-K summary
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Issuer:     First Internet Bancorp (INBK)
CIK:        0001562463
Form:       8-K
Filed at:   2025-01-22T23:59:59+00:00
Accession:  0001562463-25-000017
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Internet Bancorp Q4 net income $7.3M (+4.9% QoQ); FY net income $25.3M (+200% YoY)
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- Q4 diluted EPS $0.83 (+3.8% QoQ); net interest margin 1.67% (+5 bps).
- Q4 loan growth $134.8M (3.3%); deposit growth $135.5M (2.8%).
- Full-year net interest income $87.4M (+16.7%); loan growth 8.6%, deposit growth 21.3%.
- Nonperforming loans to total loans 0.68%; net charge-offs to average loans 0.91%.
- Tangible book value per share $43.77; CET1 ratio 9.30%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1562463/000156246325000017/0001562463-25-000017-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1562463/000156246325000017/inbk-20250122.htm
  HTML page:      https://secwatch.observer/filing/0001562463-25-000017

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer