{"schema_version":"secwatch.filing_event.v1","accession":"0001562463-25-000040","form_type":"8-K","ticker":"INBK","cik":"0001562463","company_name":"First Internet Bancorp","filed_at":"2025-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.776939+00:00","generated_at":"2026-05-23T08:05:02.195370+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Internet Bancorp Q1 2025 net income $0.9M, EPS $0.11; NIM expands 16 bps","bullets":["Net income of $0.9M and diluted EPS of $0.11; PTPP of $12.0M, up 10.8% QoQ and 48.5% YoY.","Net interest income $25.1M, up 6.6% QoQ; fully taxable-equivalent NIM 1.91%, +16 bps QoQ.","Loans grew $83.8M (2.0% QoQ); deposits up $12.4M (0.3% QoQ); loans-to-deposits 86.0%.","Nonperforming loans 0.80% of loans; net charge-offs 0.92% of average loans; ACL 1.11%.","Tangible book value per share $44.04, +0.6% QoQ; CET1 ratio 9.16%."],"urls":{"canonical":"https://secwatch.observer/filing/0001562463-25-000040","json":"https://secwatch.observer/filing/0001562463-25-000040.json","markdown":"https://secwatch.observer/filing/0001562463-25-000040.md","text":"https://secwatch.observer/filing/0001562463-25-000040.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1562463/000156246325000040/0001562463-25-000040-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1562463/000156246325000040/inbk-20250423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T08:05:02.195370+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}