{"schema_version":"secwatch.filing_event.v1","accession":"0001562463-25-000068","form_type":"8-K","ticker":"INBK","cik":"0001562463","company_name":"First Internet Bancorp","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.357319+00:00","generated_at":"2026-05-18T03:25:01.061875+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Internet Bancorp Q2 net income $0.2M, diluted EPS $0.02; credit issues persist","bullets":["Net income $0.2M ($0.02 diluted EPS); PTPP $11.7M, +17.2% YoY but -1.8% QoQ.","Net interest income $28.0M (+11.5% QoQ); NIM 1.96% (+14 bps QoQ).","Loan growth $108.2M (+2.5% QoQ); deposit growth $353.2M (+7.1% QoQ).","Nonperforming loans to total loans 1.00%; net charge-offs to avg loans 1.31%; allowance/loans 1.07%.","Tangible book value per share $44.25; CET1 ratio 8.90%."],"urls":{"canonical":"https://secwatch.observer/filing/0001562463-25-000068","json":"https://secwatch.observer/filing/0001562463-25-000068.json","markdown":"https://secwatch.observer/filing/0001562463-25-000068.md","text":"https://secwatch.observer/filing/0001562463-25-000068.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1562463/000156246325000068/0001562463-25-000068-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1562463/000156246325000068/inbk-20250723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:25:01.061875+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}