{"schema_version":"secwatch.filing_event.v1","accession":"0001562463-25-000103","form_type":"8-K","ticker":"INBK","cik":"0001562463","company_name":"First Internet Bancorp","filed_at":"2025-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.746295+00:00","generated_at":"2026-05-17T02:45:00.758114+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Internet Bancorp Q3 adjusted revenue up 30% YoY to $43.5M; NIM expands","bullets":["Adjusted revenue grew 30% YoY to $43.5M; adjusted pre-tax pre-provision income $18.1M (up >50% QoQ).","FTE NIM expanded 42 bps YoY to 2.12%; net interest margin improved to 2.04%.","Completed major loan sale to enhance regulatory capital; took decisive credit actions on small business and franchise portfolios.","Board authorized up to $25M common stock repurchase through Sep 2027.","Delinquencies at lowest level in a year; eight consecutive quarters of increasing net interest income."],"urls":{"canonical":"https://secwatch.observer/filing/0001562463-25-000103","json":"https://secwatch.observer/filing/0001562463-25-000103.json","markdown":"https://secwatch.observer/filing/0001562463-25-000103.md","text":"https://secwatch.observer/filing/0001562463-25-000103.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1562463/000156246325000103/0001562463-25-000103-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1562463/000156246325000103/inbk-20251022.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:45:00.758114+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}