---
schema_version: "secwatch.filing_event.v1"
accession: "0001562463-25-000103"
form_type: "8-K"
ticker: "INBK"
cik: "0001562463"
company_name: "First Internet Bancorp"
filed_at: "2025-10-22T23:59:59+00:00"
generated_at: "2026-05-17T02:45:00.758114+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# First Internet Bancorp Q3 adjusted revenue up 30% YoY to $43.5M; NIM expands

## Summary
- Adjusted revenue grew 30% YoY to $43.5M; adjusted pre-tax pre-provision income $18.1M (up >50% QoQ).
- FTE NIM expanded 42 bps YoY to 2.12%; net interest margin improved to 2.04%.
- Completed major loan sale to enhance regulatory capital; took decisive credit actions on small business and franchise portfolios.
- Board authorized up to $25M common stock repurchase through Sep 2027.
- Delinquencies at lowest level in a year; eight consecutive quarters of increasing net interest income.

## SEC filing metadata
- accession: 0001562463-25-000103
- form_type: 8-K
- ticker: INBK
- cik: 0001562463
- company_name: First Internet Bancorp
- filed_at: 2025-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1562463/000156246325000103/0001562463-25-000103-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1562463/000156246325000103/inbk-20251022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001562463-25-000103
- JSON: https://secwatch.observer/filing/0001562463-25-000103.json
- Plain text: https://secwatch.observer/filing/0001562463-25-000103.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.