secwatch.observer — SEC 8-K summary
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Issuer:     First Internet Bancorp (INBK)
CIK:        0001562463
Form:       8-K
Filed at:   2026-01-29T23:59:59+00:00
Accession:  0001562463-26-000010
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Internet Bancorp Q4 2025 net income $5.3M, diluted EPS $0.60; credit provision declines 66% QoQ
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- Net income $5.3M ($0.60 diluted EPS); adjusted EPS $0.64 excluding $0.4M loan sale loss.
- Revenue $41.7M, up 21% YoY; net interest income $30.3M, up 29% YoY; FTE NIM 2.30%.
- Provision for credit losses $12.0M, down 66% from Q3; net charge-offs 1.68%, improved from 1.89%.
- Loan balances $3.7B, up 4% QoQ; deposits $4.8B; loan-to-deposit ratio 77.4%.
- Tangible book value per share $40.87, up 3% QoQ; CET1 ratio 8.93%; $28K shares repurchased at avg $18.64.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1562463/000156246326000010/0001562463-26-000010-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1562463/000156246326000010/inbk-20260129.htm
  HTML page:      https://secwatch.observer/filing/0001562463-26-000010

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