{"schema_version":"secwatch.filing_event.v1","accession":"0001562463-26-000040","form_type":"8-K","ticker":"INBK","cik":"0001562463","company_name":"First Internet Bancorp","filed_at":"2026-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.471799+00:00","generated_at":"2026-05-15T00:47:53.714577+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Internet Bancorp Q1 net income $2.5M, EPS $0.29, up 166% YoY","bullets":["Net income $2.5M, diluted EPS $0.29, up 166% and 164% YoY respectively.","Total revenue $43.1M (+21% YoY); net interest income $31.6M (+26%); NIM 2.36% (+54 bps).","Provision for credit losses $16.3M; nonaccrual SBA/franchise balances improved from Q4 2025.","Noninterest income $11.5M (+10%); strong commercial loan production in construction/STLF.","Pre-provision net revenue grew 51% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001562463-26-000040","json":"https://secwatch.observer/filing/0001562463-26-000040.json","markdown":"https://secwatch.observer/filing/0001562463-26-000040.md","text":"https://secwatch.observer/filing/0001562463-26-000040.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1562463/000156246326000040/0001562463-26-000040-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1562463/000156246326000040/inbk-20260430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T00:47:53.714577+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e55af7ced9f56d3e6a838d0e55970429d6725a32","claim":"First Internet Bancorp reported first quarter ended March 31, 2026 results: revenue $43.1 million, net income $2.5 million, EPS $0.29.","evidence_excerpt":"• Revenue Momentum : Growth in net interest income (up 26%) and fully-taxable equivalent (“FTE”) net interest margin (now 2.45%) drove quarterly revenue up 21% year-over-year to $43.1 million. When combined with well-managed expenses, pre-provision net revenue grew 51% year-over-year. • Credit Trends : Provision for credit losses for the first quarter of 2026 of $16.3","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1562463/000156246326000040/0001562463-26-000040-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Revenue","value":"$43.1 million"},{"label":"Net income","value":"$2.5 million"},{"label":"EPS","value":"$0.29"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}