---
schema_version: "secwatch.filing_event.v1"
accession: "0001562463-26-000040"
form_type: "8-K"
ticker: "INBK"
cik: "0001562463"
company_name: "First Internet Bancorp"
filed_at: "2026-04-30T23:59:59+00:00"
generated_at: "2026-05-15T00:47:53.714577+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First Internet Bancorp Q1 net income $2.5M, EPS $0.29, up 166% YoY

## Summary
- Net income $2.5M, diluted EPS $0.29, up 166% and 164% YoY respectively.
- Total revenue $43.1M (+21% YoY); net interest income $31.6M (+26%); NIM 2.36% (+54 bps).
- Provision for credit losses $16.3M; nonaccrual SBA/franchise balances improved from Q4 2025.
- Noninterest income $11.5M (+10%); strong commercial loan production in construction/STLF.
- Pre-provision net revenue grew 51% YoY.

## SEC filing metadata
- accession: 0001562463-26-000040
- form_type: 8-K
- ticker: INBK
- cik: 0001562463
- company_name: First Internet Bancorp
- filed_at: 2026-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1562463/000156246326000040/0001562463-26-000040-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1562463/000156246326000040/inbk-20260430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001562463-26-000040
- JSON: https://secwatch.observer/filing/0001562463-26-000040.json
- Plain text: https://secwatch.observer/filing/0001562463-26-000040.txt

## Key facts
- Earnings Releases
  First Internet Bancorp reported first quarter ended March 31, 2026 results: revenue $43.1 million, net income $2.5 million, EPS $0.29.
  - Period: first quarter ended March 31, 2026
  - Revenue: $43.1 million
  - Net income: $2.5 million
  - EPS: $0.29
  - Result: reported results
  source text: • Revenue Momentum : Growth in net interest income (up 26%) and fully-taxable equivalent (“FTE”) net interest margin (now 2.45%) drove quarterly revenue up 21% year-over-year to $43.1 million. When combined with well-managed expenses, pre-provision net revenue grew 51% year-over-year. • Credit Trends : Provision for credit losses for the first quarter of 2026 of $16.3
  evidence_url: https://www.sec.gov/Archives/edgar/data/1562463/000156246326000040/0001562463-26-000040-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.