{"schema_version":"secwatch.filing_event.v1","accession":"0001562463-26-000083","form_type":"8-K","ticker":"INBK","cik":"0001562463","company_name":"First Internet Bancorp","filed_at":"2026-07-30T20:10:33+00:00","discovered_at":"2026-07-30T20:12:00.368817+00:00","generated_at":"2026-07-30T20:12:15.652646+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Internet Bancorp Q2 net income $2.4M, EPS $0.27; credit quality improves","bullets":["Net income of $2.4M vs $0.2M a year ago; diluted EPS $0.27 vs $0.02.","Provision for credit losses $13.4M, down from $16.3M in Q1; nonaccrual loans down 14% QoQ.","Revenue $41.1M, up 23% YoY; net interest income up 16%; NIM 2.47% (+43 bps).","Noninterest income up 56% YoY; BaaS fee revenue up 172% from prior year.","Delinquencies 30+ days fell to 0.78% of performing loans from 1.06% in Q1."],"urls":{"canonical":"https://secwatch.observer/filing/0001562463-26-000083","json":"https://secwatch.observer/filing/0001562463-26-000083.json","markdown":"https://secwatch.observer/filing/0001562463-26-000083.md","text":"https://secwatch.observer/filing/0001562463-26-000083.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1562463/000156246326000083/0001562463-26-000083-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1562463/000156246326000083/inbk-20260730.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-30T20:12:15.652646+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}