---
schema_version: "secwatch.filing_event.v1"
accession: "0001562463-26-000083"
form_type: "8-K"
ticker: "INBK"
cik: "0001562463"
company_name: "First Internet Bancorp"
filed_at: "2026-07-30T20:10:33+00:00"
generated_at: "2026-07-30T20:12:15.652646+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First Internet Bancorp Q2 net income $2.4M, EPS $0.27; credit quality improves

## Summary
- Net income of $2.4M vs $0.2M a year ago; diluted EPS $0.27 vs $0.02.
- Provision for credit losses $13.4M, down from $16.3M in Q1; nonaccrual loans down 14% QoQ.
- Revenue $41.1M, up 23% YoY; net interest income up 16%; NIM 2.47% (+43 bps).
- Noninterest income up 56% YoY; BaaS fee revenue up 172% from prior year.
- Delinquencies 30+ days fell to 0.78% of performing loans from 1.06% in Q1.

## SEC filing metadata
- accession: 0001562463-26-000083
- form_type: 8-K
- ticker: INBK
- cik: 0001562463
- company_name: First Internet Bancorp
- filed_at: 2026-07-30T20:10:33+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1562463/000156246326000083/0001562463-26-000083-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1562463/000156246326000083/inbk-20260730.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001562463-26-000083
- JSON: https://secwatch.observer/filing/0001562463-26-000083.json
- Plain text: https://secwatch.observer/filing/0001562463-26-000083.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.