Bank of the James Q2 net income $2.01M ($0.42 EPS), up from $821K ($0.17) YoY

BANK OF THE JAMES FINANCIAL GROUP INC

2022-Q2 EPS reported $0.81 revenue$1,191,000

Net income $2.01M, diluted EPS $0.42 for Q2 2021 vs $0.17 in Q2 2020 (adjusted for 10% stock dividend).
H1 2021 net income $3.85M ($0.81 EPS) vs $1.82M ($0.38 EPS) prior year.
No provision for loan losses in Q2 2021; noninterest income rose 9% to $3.05M on mortgage gains.
Nonperforming loan ratio 0.33%; allowance to loans 1.20% (1.29% ex-PPP). Deposits up 7% to $819.4M.
Quarterly cash dividend $0.07/share declared, payable Sept 17, 2021 to holders of record Sept 3, 2021.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.