{"schema_version":"secwatch.filing_event.v1","accession":"0001562762-21-000369","form_type":"8-K","ticker":"BOTJ","cik":"0001275101","company_name":"BANK OF THE JAMES FINANCIAL GROUP INC","filed_at":"2021-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:04:11.881070+00:00","generated_at":"2026-06-28T18:44:19.939380+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Bank of the James Q3 net income $1.88M, EPS $0.40; declares $0.07 dividend","bullets":["Net income $1.88M ($0.40 diluted EPS) vs $1.45M ($0.30 EPS) year ago; 9-month net $5.73M ($1.21 EPS).","No provision for loan losses in 2021; nonperforming loans 0.32% of total loans.","Dividend of $0.07/share declared, payable Dec 10 to holders of record Nov 26.","Total deposits rose to $853.8M from $765.0M at Dec 31, 2020; core deposits 84% of total.","Michael Syrek named President of Bank; Robert Chapman remains CEO of Company and Bank."],"urls":{"canonical":"https://secwatch.observer/filing/0001562762-21-000369","json":"https://secwatch.observer/filing/0001562762-21-000369.json","markdown":"https://secwatch.observer/filing/0001562762-21-000369.md","text":"https://secwatch.observer/filing/0001562762-21-000369.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1275101/000156276221000369/0001562762-21-000369-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1275101/000156276221000369/botj-20211019x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T18:44:19.939380+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}