secwatch.observer — SEC 8-K summary
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Issuer:     BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)
CIK:        0001275101
Form:       8-K
Filed at:   2021-10-22T23:59:59+00:00
Accession:  0001562762-21-000369
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bank of the James Q3 net income $1.88M, EPS $0.40; declares $0.07 dividend
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- Net income $1.88M ($0.40 diluted EPS) vs $1.45M ($0.30 EPS) year ago; 9-month net $5.73M ($1.21 EPS).
- No provision for loan losses in 2021; nonperforming loans 0.32% of total loans.
- Dividend of $0.07/share declared, payable Dec 10 to holders of record Nov 26.
- Total deposits rose to $853.8M from $765.0M at Dec 31, 2020; core deposits 84% of total.
- Michael Syrek named President of Bank; Robert Chapman remains CEO of Company and Bank.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1275101/000156276221000369/0001562762-21-000369-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1275101/000156276221000369/botj-20211019x8k.htm
  HTML page:      https://secwatch.observer/filing/0001562762-21-000369

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