{"schema_version":"secwatch.filing_event.v1","accession":"0001562762-21-000411","form_type":"8-K","ticker":"MELI","cik":"0001099590","company_name":"MERCADOLIBRE INC","filed_at":"2021-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:04:11.486214+00:00","generated_at":"2026-06-28T12:35:25.162275+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"MercadoLibre Q3 revenue $1.9B (+72.9% FX neutral); net income $95.2M, EPS $1.92","bullets":["Net revenues $1.9B, up 72.9% on an FX neutral basis; commerce rev $1,224.7M, fintech $632.8M.","Net income $95.2M ($1.92 per share) vs $41.9M in Q3 2020; operating income $160.4M vs $83.1M.","GMV $7.3B (+29.7% FX neutral); TPV $20.9B (+59.0% FX neutral); off-platform TPV $13.4B (+78.8% FX neutral).","Mercado Credito portfolio exceeds $1.1B (~4x YoY); Mercado Fondo AUM ~$919M with 20.7M users."],"urls":{"canonical":"https://secwatch.observer/filing/0001562762-21-000411","json":"https://secwatch.observer/filing/0001562762-21-000411.json","markdown":"https://secwatch.observer/filing/0001562762-21-000411.md","text":"https://secwatch.observer/filing/0001562762-21-000411.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1099590/000156276221000411/0001562762-21-000411-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1099590/000156276221000411/meli-20211104x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T12:35:25.162275+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}