---
schema_version: "secwatch.filing_event.v1"
accession: "0001562762-21-000411"
form_type: "8-K"
ticker: "MELI"
cik: "0001099590"
company_name: "MERCADOLIBRE INC"
filed_at: "2021-11-04T23:59:59+00:00"
generated_at: "2026-06-28T12:35:25.162275+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# MercadoLibre Q3 revenue $1.9B (+72.9% FX neutral); net income $95.2M, EPS $1.92

## Summary
- Net revenues $1.9B, up 72.9% on an FX neutral basis; commerce rev $1,224.7M, fintech $632.8M.
- Net income $95.2M ($1.92 per share) vs $41.9M in Q3 2020; operating income $160.4M vs $83.1M.
- GMV $7.3B (+29.7% FX neutral); TPV $20.9B (+59.0% FX neutral); off-platform TPV $13.4B (+78.8% FX neutral).
- Mercado Credito portfolio exceeds $1.1B (~4x YoY); Mercado Fondo AUM ~$919M with 20.7M users.

## SEC filing metadata
- accession: 0001562762-21-000411
- form_type: 8-K
- ticker: MELI
- cik: 0001099590
- company_name: MERCADOLIBRE INC
- filed_at: 2021-11-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1099590/000156276221000411/0001562762-21-000411-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1099590/000156276221000411/meli-20211104x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001562762-21-000411
- JSON: https://secwatch.observer/filing/0001562762-21-000411.json
- Plain text: https://secwatch.observer/filing/0001562762-21-000411.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.