{"schema_version":"secwatch.filing_event.v1","accession":"0001562762-22-000029","form_type":"8-K","ticker":"BOTJ","cik":"0001275101","company_name":"BANK OF THE JAMES FINANCIAL GROUP INC","filed_at":"2022-02-15T23:59:59+00:00","discovered_at":"2026-05-14T18:04:05.748713+00:00","generated_at":"2026-06-27T07:52:35.619384+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Bank of the James reports record annual net income of $7.59M; Q4 EPS $0.39","bullets":["Net income $7.59M ($1.60 diluted EPS) in 2021 vs $4.98M ($1.04) in 2020; Q4 net income $1.86M ($0.39) vs $1.71M ($0.36).","No loan loss provision in 2021; $500K recovery in Q4; nonperforming loans ratio 0.16%.","Total deposits grew 16% to $887.1M; core deposits 83% of total.","Declared $0.07/share quarterly dividend payable Mar 18, 2022 to holders of record Mar 4.","Completed acquisition of Pettyjohn, Wood & White (investment advisor, $650M AUM) on Dec 31, 2021 for $10.5M."],"urls":{"canonical":"https://secwatch.observer/filing/0001562762-22-000029","json":"https://secwatch.observer/filing/0001562762-22-000029.json","markdown":"https://secwatch.observer/filing/0001562762-22-000029.md","text":"https://secwatch.observer/filing/0001562762-22-000029.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1275101/000156276222000029/0001562762-22-000029-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1275101/000156276222000029/botj-20220211x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T07:52:35.619384+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}