{"schema_version":"secwatch.filing_event.v1","accession":"0001562762-22-000189","form_type":"8-K","ticker":"BOTJ","cik":"0001275101","company_name":"BANK OF THE JAMES FINANCIAL GROUP INC","filed_at":"2022-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:04:00.055167+00:00","generated_at":"2026-06-26T05:17:26.331183+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Bank of the James Q1 net income $2.14M ($0.45 EPS), up 16% YoY; declares $0.07 dividend","bullets":["Net income $2.14M ($0.45 EPS) vs $1.84M ($0.38) in Q1 2021; revenue not separately disclosed.","Total noninterest income rose 49% to $3.63M, including $1.02M from Pettyjohn, Wood & White.","Nonperforming loans ratio improved to 0.14% of total loans; loan loss recovery of $300,000.","Quarterly dividend of $0.07 per share, payable June 17, 2022 to holders of record June 3, 2022.","Book value per share $12.78; ROAE 12.27% (up from 11.49%) and ROAA 0.89% (up from 0.85%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001562762-22-000189","json":"https://secwatch.observer/filing/0001562762-22-000189.json","markdown":"https://secwatch.observer/filing/0001562762-22-000189.md","text":"https://secwatch.observer/filing/0001562762-22-000189.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1275101/000156276222000189/0001562762-22-000189-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1275101/000156276222000189/botj-20220419x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T05:17:26.331183+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}