secwatch.observer — SEC 8-K summary
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Issuer:     BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)
CIK:        0001275101
Form:       8-K
Filed at:   2022-04-22T23:59:59+00:00
Accession:  0001562762-22-000189
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bank of the James Q1 net income $2.14M ($0.45 EPS), up 16% YoY; declares $0.07 dividend
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- Net income $2.14M ($0.45 EPS) vs $1.84M ($0.38) in Q1 2021; revenue not separately disclosed.
- Total noninterest income rose 49% to $3.63M, including $1.02M from Pettyjohn, Wood & White.
- Nonperforming loans ratio improved to 0.14% of total loans; loan loss recovery of $300,000.
- Quarterly dividend of $0.07 per share, payable June 17, 2022 to holders of record June 3, 2022.
- Book value per share $12.78; ROAE 12.27% (up from 11.49%) and ROAA 0.89% (up from 0.85%).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1275101/000156276222000189/0001562762-22-000189-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1275101/000156276222000189/botj-20220419x8k.htm
  HTML page:      https://secwatch.observer/filing/0001562762-22-000189

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