{"schema_version":"secwatch.filing_event.v1","accession":"0001562762-22-000299","form_type":"8-K","ticker":"BOTJ","cik":"0001275101","company_name":"BANK OF THE JAMES FINANCIAL GROUP INC","filed_at":"2022-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.208487+00:00","generated_at":"2026-06-24T09:29:14.817560+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Bank of the James Q2 net income rises 14% to $2.29M; declares $0.07 dividend and $500K buyback","bullets":["Net income Q2 2022 $2.29M ($0.48/sh) vs $2.01M ($0.42/sh) in Q2 2021; record quarterly earnings.","Net interest income after recovery of loan losses: Q2 $7.4M (+10% YoY); first half $14.1M.","Loan portfolio grew ~$18M in Q2 to $607.32M; nonperforming loans only 0.14% of total loans.","Board declared $0.07/sh quarterly dividend (payable Sept 16, 2022) and approved $500K stock repurchase plan.","Book value per share fell to $11.25 from $14.05 due to $21.26M unrealized loss on securities portfolio."],"urls":{"canonical":"https://secwatch.observer/filing/0001562762-22-000299","json":"https://secwatch.observer/filing/0001562762-22-000299.json","markdown":"https://secwatch.observer/filing/0001562762-22-000299.md","text":"https://secwatch.observer/filing/0001562762-22-000299.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1275101/000156276222000299/0001562762-22-000299-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1275101/000156276222000299/botj-20220719x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T09:29:14.817560+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}