{"schema_version":"secwatch.filing_event.v1","accession":"0001562762-22-000324","form_type":"8-K","ticker":"MELI","cik":"0001099590","company_name":"MERCADOLIBRE INC","filed_at":"2022-08-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:54.980979+00:00","generated_at":"2026-06-24T04:51:02.568104+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"MercadoLibre Q2 net revenues $2.6B, +56.5% FX-neutral; op income $250M, 9.6% margin","bullets":["Net income $123M (4.7% margin); fintech revenues exceeded $1B for first time.","Total payment volume $30.2B (+83.9% FX-neutral); GMV $8.6B (+26.2% FX-neutral).","Credit portfolio $2.7B (+230% YoY); non-performing loans 31.4% (90+ days well provisioned).","Brazil revenue +53% USD, Argentina +62%, Mexico +65%; unique active buyers 40.8M.","Operating expenses 39.8% of revenue (provisions for doubtful accounts); FX losses $60M."],"urls":{"canonical":"https://secwatch.observer/filing/0001562762-22-000324","json":"https://secwatch.observer/filing/0001562762-22-000324.json","markdown":"https://secwatch.observer/filing/0001562762-22-000324.md","text":"https://secwatch.observer/filing/0001562762-22-000324.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1099590/000156276222000324/0001562762-22-000324-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1099590/000156276222000324/meli-20220803x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T04:51:02.568104+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}