{"schema_version":"secwatch.filing_event.v1","accession":"0001562762-22-000426","form_type":"8-K","ticker":"MELI","cik":"0001099590","company_name":"MERCADOLIBRE INC","filed_at":"2022-11-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.602879+00:00","generated_at":"2026-06-22T07:54:03.277105+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"MercadoLibre Q3 2022 net revenue $2.7B (+60.6% FX-neutral), operating income $296M (11.0% margin)","bullets":["Net revenues $2.7B, up 60.6% YoY FX-neutral; income from operations $296M (11.0% margin), a quarterly record.","Total Payment Volume $32.2B (+76.4% FX-neutral); Digital Account TPV up 138% FX-neutral to $10.6B.","Gross Merchandise Volume $8.6B (+31.5% FX-neutral); unique buyers up ~10% YoY; Brazil GMV +20% FX-neutral.","Mercado Credito portfolio $2.8B; NPL ratio rose to 37.0% (sequential rise from over-90 bucket); deliberate slowdown in originations.","Net income $129M (4.8% margin); foreign currency loss of $71M from Argentine share repurchases; cash from operations $724M."],"urls":{"canonical":"https://secwatch.observer/filing/0001562762-22-000426","json":"https://secwatch.observer/filing/0001562762-22-000426.json","markdown":"https://secwatch.observer/filing/0001562762-22-000426.md","text":"https://secwatch.observer/filing/0001562762-22-000426.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1099590/000156276222000426/0001562762-22-000426-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1099590/000156276222000426/meli-20221103x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T07:54:03.277105+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ac81fe9f99da2f494dd51d720e33c8fdadfdb43a","claim":"MERCADOLIBRE INC reported the quarter ended September 30, 2022 results: revenue $2.7 billion.","evidence_excerpt":"MercadoLibre, Inc. Third Quarter 2022 Letter to Shareholders  Net Revenues of $2.7 billion, up 60.6% year-over-year on an FX neutral basis Income from operations of $296 million, with a 11.0% margin $32.2 billion Total Payment Volume, up 76.4% year -over-year on an FX neutral basis","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1099590/000156276222000426/0001562762-22-000426-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2022"},{"label":"Revenue","value":"$2.7 billion"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}