secwatch.observer — SEC 8-K summary
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Issuer:     BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)
CIK:        0001275101
Form:       8-K
Filed at:   2023-04-21T23:59:59+00:00
Accession:  0001562762-23-000169
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bank of the James Q1 net income $1.98M ($0.43/shr) vs $2.14M; declares $0.08 dividend, ends stock repurchase plan
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- Net income $1.98M, EPS $0.43, down from $2.14M ($0.45) a year ago.
- Net interest income up 20% YoY; total interest income $9.10M (+32%).
- Loans net of allowance $618.22M; deposits $864.44M; nonperforming loans only 0.02%.
- Dividend $0.08/shr payable June 16, record June 2.
- Repurchased 68,619 shares in Q1 at avg $11.85; plan terminated after using nearly all $998K.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1275101/000156276223000169/0001562762-23-000169-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1275101/000156276223000169/botj-20230418x8k.htm
  HTML page:      https://secwatch.observer/filing/0001562762-23-000169

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer