{"schema_version":"secwatch.filing_event.v1","accession":"0001562762-23-000283","form_type":"8-K","ticker":"BOTJ","cik":"0001275101","company_name":"BANK OF THE JAMES FINANCIAL GROUP INC","filed_at":"2023-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.407019+00:00","generated_at":"2026-06-13T04:49:46.102971+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Bank of the James Q2 net income up 10% to $2.53M; declares $0.08 dividend","bullets":["Q2 net income $2.53M ($0.56 EPS) vs $2.29M ($0.48 EPS) a year ago.","Net interest income after recovery of credit losses $7.60M vs $7.42M.","Noninterest income up 14% to $3.44M, driven by service charges and wealth management.","Asset quality strong: NPLs/loans 0.07%, allowance 1.23%.","Board declared $0.08 per share quarterly dividend, payable Sept 15, record Sept 1."],"urls":{"canonical":"https://secwatch.observer/filing/0001562762-23-000283","json":"https://secwatch.observer/filing/0001562762-23-000283.json","markdown":"https://secwatch.observer/filing/0001562762-23-000283.md","text":"https://secwatch.observer/filing/0001562762-23-000283.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1275101/000156276223000283/0001562762-23-000283-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1275101/000156276223000283/botj-20230718x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T04:49:46.102971+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9ae46b9da2ca1551c39d6f805ba3182d413eba0e","claim":"BANK OF THE JAMES FINANCIAL GROUP INC reported six months ended June 30, 2023 results: net income $4.52 million, EPS $0.99.","evidence_excerpt":"Net income for the six months ended June 30, 2023 was $4.52 million or $0.99 per basic and diluted share compared with $4.43 million or $0.93 per basic and diluted share for the six months ended June 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1275101/000156276223000283/0001562762-23-000283-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"six months ended June 30, 2023"},{"label":"Net income","value":"$4.52 million"},{"label":"EPS","value":"$0.99"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}