secwatch.observer — SEC 8-K summary
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Issuer:     USCB FINANCIAL HOLDINGS, INC. (USCB)
CIK:        0001901637
Form:       8-K
Filed at:   2023-07-27T23:59:59+00:00
Accession:  0001562762-23-000297
Event type: earnings
Sentiment:  negative
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

USCB Q2 EPS $0.21 vs $0.26 YoY; NIM falls to 2.73%
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- Net income $4.2M ($0.21 diluted) vs $5.3M ($0.26) in Q2 2022; annualized ROAA 0.77% from 1.08%.
- Net interest margin 2.73%, down from 3.37%; NII before provision fell 9.4% to $14.2M.
- Loans grew 16.3% YoY to $1.6B; deposits up 10.5% to $1.9B; total assets $2.2B.
- Company repurchased 77,603 shares at weighted avg $9.58; $746.9K spent.
- Luis de la Aguilera appointed Chairman effective June 28, succeeding Aida Levitan.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1901637/000156276223000297/0001562762-23-000297-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1901637/000156276223000297/uscb-20230727.htm
  HTML page:      https://secwatch.observer/filing/0001562762-23-000297

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